The Court of Appeals held that a person injured in a motor vehicle accident while not an occupant of a motor vehicle may not claim personal protection insurance (PIP) medical benefits through the Michigan Assigned Claims Plan (MACP) if that person has a PIP policy but opted out of PIP medical coverage.

The Court of Appeals dismissed the appeal for lack of jurisdiction because plaintiff stipulated to a dismissal in favor of arbitration without reserving the right to appeal prior orders and therefore, was not an aggrieved party.